What is a High Deductible Health Plan (HDHP)?

A High Deductible Health Plan is one that is a medical health plan that has a minimum deductible of $1,350 (or higher) for an individual, or $2,700 (or higher) for a family.

An HDHP’s total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) can’t be more than $6,650 for an individual or $13,300 for a family. (This limit doesn’t apply to out-of-network services.)

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